Event ID # 85662
Date:
Wednesday, July 22, 2009
 Time:
5:30 pm - 6:30 pm
Event:

Segregated Funds - A Guaranteed Approach to Investing [Seminar]
Host:

Investors Group
Location:

(Montreal downtown)   Google Map
metro MgGill (green line)
2001 University St, Montreal
Contact:
Michael Kouznetsoff		 Phone:
514 350 8750 ext. 8843
Email:
Website:
http://www.investorsgroup.com/consult/michael.kouznetsoff/
Price:
free
Full details:

If you are looking for a way to reap rewards of financial market gains while protecting your capital against losses - segregated funds could be an appropriate investment for you.


Segregated funds offer many inherent benefits, including professional money management, diversification, simplicity and choice.
Segregated funds are offered by insurance companies, and, like mutual funds, segregated funds pool money from investors and invest in a variety of individual securities.
Segregated Funds offer investors the growth potential of mutual funds, with the additional features that are of particular interest to professionals and business owners.
Segregated Funds can be held within your registered and non-registered investment plans

Potential Creditor Protection

Segregated funds generally cannot be seized by creditors if you name a spouse, child, grandchild or parent as the beneficiary.
If your work exposes you to professional liability or business risk, segregated funds may help you protect your assets from creditors.
Some conditions apply.

Investment Protection

If you leave the money invested for the duration of the contract, you’re usually guaranteed to get back 75 – 100% (depending on your contract) of the amount you originally invested.
Even if current market conditions have significantly reduced your actual value, when the contract matures you will receive either the investment’s current market value, or its guaranteed minimum, whichever is greater.
Segregated funds may also be suitable for some retirees.

Estate Preservation

In addition to the maturity guarantee, segregated funds offer a guaranteed death benefit. Should you die before the contract matures, your heirs will receive the segregated fund’s market value or, if higher, the guaranteed minimum.
Estate bypass i.e. avoiding probate will both speed up payment to beneficaries and keep the amount left to loved ones from being disclosed to the public.